For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. There is essentially no way to recall or dispute a bank transfer. ______________________________________________________, ____________________________________________________. We also offer inmate services & transfers to mobile wallets. Not really, unless you could find some escrow service. Not wanting to offer Paypal doesn’t imply someone is dishonest... He’s not intentionally trying to screw anyone just because he doesn’t want to offer PayPal’s lacklustre “Seller Protection”. 07-08-2016 If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. His concerns are legitimate, but that’s not your problem. Official recommendations also ask shoppers to be mindful of using bank transfers to pay for things. 07-09-2016 07-08-2016 Or a defect if you answer 'no' to not receiving it on time? Let's assume best intentions for all involved here. Find someone else who follows the rules. 07-15-2016 Deposit the cash and hand over the paperwork right there. Seller wants to be paid by bank transfer!!!! You have to be kidding? We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. That's obviously an advantage if you're pressed for time—you don't have to be physically present. 07:32 PM. You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. The seller did not have this item available to ship internationally. Quite a lot of sellers use their item description to declare that they won't accept PayPal - here's a random example, from a listing I was looking at a few minutes ago:"Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. As lyndal said scrambler, Paypal only, I have 2 sellers that I'd be confident in using BT with no others. If the buyer insists, stipulate you will not hand over the title until the check clears. If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. Follow the instructions on screen to enter the correct details. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. And with more than 350,000 locations worldwide, sending money is more convenient than ever. - edited Copyright © 1995-2021 eBay Inc. All Rights Reserved. - edited The service cannot move your money or transfer it out of your control to another account. a simple realistic answer will do cheers. The good news is that many banks will accept payment directly from the buyer. via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. (So I don’t get screwed). transfer they understood and said to pay with PayPal. If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. So now it seems as though the seller isn't going to claim the payment. on » Buyer wants to pay via bank transfer. 07-08-2016 Have the buyer meet you at your bank with the cash. The real-world equivalent, he said, is that someone gets into your trash can and finds a bank statement that doesn’t have your name on it. Some of the most common bank transfer methods are: Online bank transfers. When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? Is a bank transfer 100% secure or is there a way for him to get his money back ? Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. 11:13 PM. on Make sure that the owner of the bank account matches the name of the seller provided during the registration process. I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . I wouldn't do it. I agree. Red flag #1 asking to pay by bank transfer. For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. What if you have a problem with the item when you receive it? Press J to jump to the feed. 04:10 PM. Is this legit? New comments cannot be posted and votes cannot be cast. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. 07-08-2016 It will be a good idea to keep a close eye on your Email account and watch for phishing Emails,(especially. I will never pay for anything on ebay other than via paypal. on Totally legitimate, but is it worth it to you? Honest sellers don't intentionally screw buyers like this. But, as you noted, there would be no eBay/PayPal protection for the USA buyer. Do you actually read the boards? 07-08-2016 I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. 10:26 AM, They don't care if they cop a neg? I find that Direct Bank Transfers are more convenient than Postal Orders or Cheques. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. 07-08-2016 Getting people to pay by bank transfer is what scammers do. OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. 07-08-2016 I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. MoneyGram offers convenient money transfer options. Log in to your online account and select the option for making a payment. 07:42 PM. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. Overall it's about risk, you have a couple of choices. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. Explain to the manager what you're doing. 10:05 AM. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. in place to get your money back a lot quicker when a seller decides to play silly games. gramophone-georg, The risk to the buyer is that the seller simply does not send the merchandise. my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. crows scrambler spends as much or more time on the boards as we do pj. For the purposes of the legal agreement, the deposit on exchange varies from 5-10% or more of the purchase price, which must be lodged with the buyer’s conveyancer as cleared funds, i.e. That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? on Is this a legit concern? With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. The process is different depending on the method you use to send money, but here are a few of the most popular. - edited 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. seller wants me to transfer to bank account is this safe. He says that he would need a bank transfer instead of PayPal. You’ll want to keep this form for your taxes. Bank or wire transfer. 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